Finding My Pension [Guide to Pension Tracing in Ireland]

Yes, our MyPension App allows you to view all your pensions in one place. This is particularly useful as you can gain access to your pension balance 24/7, as well as policy information (providers, number, amounts, etc.). You can also manage your pensions with helpful features such as switching pension plans, accessing withdrawals and use our useful tools such as our pension calculator to ensure you’re on track to reach your retirement goals.

You can monitor your pension using MyPension.ie. This will give you access to your pension balance 24/7, as well as policy information (providers, number, amounts, etc.). You can also manage your pensions with helpful features such as switching pension plans, accessing withdrawals and use our useful tools such as our pension calculator to ensure you’re on track to reach your retirement goals.  

Yes, you are entitled to a UK personal or workplace pension if residing in Ireland, if you have one in the UK. There are several options of accessing this pension, either via the UK or transferring it to Ireland. If you want to learn more about your options, contact one our advisors today. 

Yes, you can access your pensions at retirement age.  

You can transfer Irish pensions easily by selecting “Switch” on the My Pension App, or online. This facility allows you to chose which pension you are interested in transferring, and one of our financial advisors will be in contact to help guide you through options.

In general, your pension will still exist, but if you don’t locate your pension you won’t be able to access it. On death, pensions go to your estate; however, again, if your pension is not located, your estate will not know about it and it will remained un-accessed. It’s estimated that approximately €500m in pension benefits go unclaimed in Ireland. 

Using a pension tracing service such as MyPension.

• Sign-up to MyPension. Here, you will input some basic details such as name, date of birth, address, etc.
• We will then issue a Transfer of Agency (TOA) document that will require a signature (you can do this online during the sign-up process). The TOA provides us with permission to obtain records from the life companies regarding your pension(s).

That’s all we initially need to start searching. We right to the pension providers and request that they send us your pension details for any and all that they have for you.

If nothing comes back, it might be that the pension was under a different name (such as maiden name), or a previous address, so we might look to find out more specific information to look further into where your pension(s) might be.

The more information you give us, the easier it will be to locate, such as previous employment, etc.

Alternatively, speak with one of our advisors today, who can start the process of tracing your pension.

No, your pension with that employer will likely be somewhere and just need locating. In this event, details of your old employer and your period of employment will be useful to help us locate your pension.